For Investors: Loans Secured by Real Estate for Income & Growth.

Feeling like you are gambling your hard-earned money in the stock market? But you're not satisfied with the banks giving you an interest rate of less than 1/2% on your money? Then it's time to explore a smart investment alternative as a private money lender and loan to experienced real estate investors who are looking to borrow short-term capital and will be happy to pay you 8%-12% interest, SECURED by real estate.

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For Borrowers: We Can Help ...

In this tight lending market, trying to qualify for a conventional loan through a bank means a slow and painful process full of paperwork with a very low chance of success. So having access to a private money lender that will lend you the money quickly and efficiently is a smart alternative over the slow traditional bank financing. In this competitive market, access to private capital may be the difference between success and failure.


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About Us: Our Mission, Vision, and Culture

Since 1999, we've been buying homes that are in need of repairs, remodeling them, and then selling them for a Profit and/or renting them out for Cash Flow. Through this process, we've learned a lot about how Hard Money and Private Money Lenders work. Being on both sides of the transaction as a Borrower and Hard Money Lender, we've come to understand the process inside and out. After over 13 years of being in the trenches and participating in over 500...

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Showing posts with label Hard Money. Show all posts
Showing posts with label Hard Money. Show all posts
Posted on Thursday, January 19, 2012
Private Money Lending is relationship-based lending. The truth is, a good Private Money Lender is hard to find because Private Money Lending is not really a regulated industry and so there is not much information about it. But establishing a relationship with a good Private Money Lender so you can have access to quick capital is a strategic partnership that is extremely important for every successful real estate investor.

A true private money lender should not base his decision to loan solely on the credit of the borrower. But more importantly, what is the true Loan To Value of the property, and does this borrower have a prior relationship and good payment history with the lender? Because the truth is if you have good credit and can show an ability to pay, we know investors would rather go to a Traditional Bank and get much lower interest rates and better terms instead of trying to borrow from a Private Money Lender.

At Troisky, we understand the reason you would loan from a Private Money Lender, instead of going to a Traditional Bank, is so you can cut through the "red tape" and close the deal quickly.  Sometimes access to capital quickly may allow you to get the deal that you would otherwise get rejected if you go through the slow and painful process of traditional bank financing. Therefore, we want to establish a relationship with you and understand your situation better. This will help us qualify you for a loan that fits your investment criteria, in a timely manner.







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